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SUPER MAD AT MYSELF BECAUSE I AM PERPETUALLY MAKING BAD DECISIONS THAT LEAD TO PAPERS NOT BEING DONE ON TIME AND FRIENDSHIPS FALLING APART god help me

misswallflower:

Herbert James Draper, 1863-1920

Anonymous asked: i'm not sure if this is too personal (or when exactly you started turning into an ND blog LOL sorry), but how much did you end up having to take out for loans to pay for school? I just received my financial aid package today, and I don't know... it was a lot less than I had hoped for. :( I guess my question really is how much is too much to take out for a school like ND? thanks!

It’s okay, anon! I feel your pain; financial aid is stressful and loans are scary Adult Things. I’m in the same boat as you so far as expectations and realities of financial aid packages. ;n;

Without getting too specific, I take out about 20% each year of what my family has to pay in financial aid. So, hypothetically, if my family paid $20,000/yr, I would take out about $4,000 in loans/yr ($2,000/semester).

I can’t tell you how much is too much to take out for a school like ND. That really depends on your and your family’s own financial security and if you think the experience and opportunities that ND will offer you will be worth it in the long run. But, when considering taking out loans of any type, I think it’s important to think about these three things, generally:

  1. how much you will potentially end up owing at the end of your college career
  2. how you will pay it back after you graduate
  3. whether you will feasibly be able to pay it back at a reasonable rate
  4. interest rates

Both of the loans I take out are federal loans with relatively okay interest rates and reasonable long-term payment agreements which you’ll read about if you accept the same ones. For me the actual amount that I have to shoulder in loans per year isn’t too bad, and since I want to become a teacher, there’s the prospect of loan forgiveness if I teach for long enough/in high-need subjects/enter two years of service teaching through ACE/TFA. What really helped my loan burden, though, was I was able to ask my local alumni club for a scholarship, which lowered my loans by a satisfactory amount. So talk to your alumni club! They are more than willing and absolutely happy to help you out!!!

If you’re really unsure about taking out loans/the amount of loans you would have to take out, call the financial aid office and see what they say!

I hope this helped! Good luck to you, anon!!!

Personality Types

Reblog with your Personality types bolded, for your own reference, or for your followers to get to know you better! Add some others if you know any (such as Hogwarts houses: not a typical personality test, but they give other people insight into what you’re like!) Ones with free online tests are linked.

Name: wordslikemoths

Zodiac: Aries, Taurus, Gemini, Cancer, Leo, Virgo, Libra, Scorpio, Sagittarius, Capricorn, Aquarius, Pisces.

Myers-Briggs [x]: ISTJ, ISFJ, INFJ, INTJ, ISTP, ISFP, INFP,INTP, ESTP, ESFP, ENFP, ENFJ, ESFJ, ESTJ, ESFJ, ENFJ, ENTJ, ENTP.

The Four Temperaments [x]: Melancholic, Phlegmatic, Choleric, Sanguine.

Enneagram [x]: Type 1, Type 2, Type 3, Type 4, Type 5,Type 6,Type 7, Type 8, Type 9.

Alignment [x]: Lawful Good, Neutral Good, Chaotic Good, True Neutral, Lawful Neutral, Chaotic Neutral, Lawful Evil, Neutral Evil, Chaotic Evil

aangsspirit:

daang

theartofanimation:

Matt Rockefeller

nutella:

gettin real tired of my own bullshit

Kyoukai no Kanata Color Palettes 

dhuriiehm:

blackfashion:

Gaye McDonald in The One Magazine
Photographed by Pieter Henket
Hair by Ben Skervin

that’s ancient history, been there, done that